Blog
Thoughts on the future of Open Data, from the people and teams creating it.

Canada Joins the Global Shift Toward Regulated Data Access
Canada's Consumer-Driven Banking Framework explained. How the 2025 legislation compares to Australian CDR, UK open banking, and what it means for fintechs.

Coco Armstrong
09 Nov 2025 5 min read

Consent Management for Open Banking: How Data Providers Handle Consumer Authorisation
How consent management works in open banking for data providers. Covers consent flows, lifecycle management, dashboards, and implementation patterns.

Coco Armstrong
06 Nov 2025 7 min read

How to Implement Open Banking as a Data Provider: A Technical Guide
A step-by-step guide for financial institutions implementing open banking as a data provider. Covers architecture, integration, testing, and go-live.

Coco Armstrong
29 Oct 2025 8 min read

NZ’s open banking regulations are here, marking the start of regulated data access
New Zealand's Customer and Product Data Bill explained. How NZ open banking compares to Australia's CDR and what businesses need to know about compliance timelines.

Coco Armstrong
22 Oct 2025 6 min read

CDR for Non-Bank Lenders: A Transformation, Not Just Compliance
How CDR obligations reshape non-bank lenders from July 2026. Product data, consent management, and compliance requirements for NBLs entering the Consumer Data Right.

Coco Armstrong
09 Oct 2025 6 min read

Open Energy and the Rise of Customer-Centric Utilities
How open energy data under Australia's CDR is transforming energy retail. Customer-centric utilities, usage insights, and competitive advantages for energy providers.

Fiskil
17 Sep 2025 4 min read

What's going on with Open Banking regulation in the U.S.?
A breakdown of the CFPB Section 1033 open banking rule in the U.S. - what passed, what's paused, and what fintechs and banks should prepare for in 2026.

Coco Armstrong
24 Aug 2025 6 min read

10 Facts for Non-Bank Lenders with CDR Obligations
10 essential facts non-bank lenders need to know about CDR obligations before July 2026. Covers accreditation, data sharing, consent, compliance, and infrastructure.

Fiskil
12 Aug 2025 4 min read

Building New Incentives for Data Holders
Insights from the CDR Summit on data holder incentives. How the ecosystem can move beyond compliance to create business value from open data sharing.

Coco Armstrong
24 Jul 2025 4 min read

Using CDR Data to Streamline Customer Onboarding and KYC
In digital finance, customer onboarding and Know Your Customer (KYC) processes are more than compliance checkboxes, they’re your first impression. But some workflows still require the upload of PDF bank statements... in 2025.

Fiskil
08 Jul 2025 4 min read