Blog
Thoughts on the future of Open Data, from the people and teams creating it.

Open Energy Data Under CDR: What Developers and Product Teams Need to Know
A guide to building with open energy data under Australia's CDR. Covers data types, API access, consent flows, use cases, and integration patterns for developers.

Coco Armstrong
09 Jan 2026 7 min read

What “Covered Products” Really Mean for Non-Bank Lenders Under CDR
What 'covered products' means under CDR for non-bank lenders. A compliance guide covering product scope, data obligations, and preparation steps before July 2026.

Fiskil
17 Dec 2025 10 min read

Bank Account Verification with Open Banking APIs
How open banking APIs enable instant bank account verification. Covers identity confirmation, balance checks, account ownership, and integration patterns.

Coco Armstrong
17 Dec 2025 6 min read

What Is FIDA? Europe's Open Finance Regulation, Explained
FIDA will require banks, insurers, and pension funds across the EU to share customer financial data through standardised APIs. Here's what it means and why it matters.

Coco Armstrong
14 Dec 2025 7 min read

How to Use Transaction Data from Open Banking APIs
A practical guide to accessing and using bank transaction data through open banking APIs. Covers data types, enrichment, use cases, and integration patterns.

Coco Armstrong
11 Dec 2025 7 min read

Open Banking for Lending: How Lenders Use Banking APIs for Faster Decisions
How lenders use open banking APIs to speed up loan decisions. Covers income verification, affordability assessment, bank statement analysis, and integration.

Coco Armstrong
05 Dec 2025 7 min read

Getting Started with Open Banking APIs: A Developer Guide
A developer guide to integrating open banking APIs. Covers authentication, consent flows, key endpoints, data models, and quick start patterns.

Coco Armstrong
27 Nov 2025 8 min read

PSD2 Was Just the Beginning: How FIDA Expands Open Banking to All of Finance
PSD2 opened payment accounts. FIDA opens everything else — mortgages, insurance, pensions, investments, and crypto. Here's how European open finance is evolving.

Coco Armstrong
19 Nov 2025 7 min read

What Is an Open Banking Data Provider Platform?
What an open banking data provider platform does, who needs one, and what capabilities to look for. A guide for banks and financial institutions.

Coco Armstrong
19 Nov 2025 7 min read

How Banks Can Monetize Open Banking Data Sharing
How financial institutions can turn open banking from a compliance cost into a revenue opportunity. Covers monetization models, premium APIs, and strategy.

Coco Armstrong
13 Nov 2025 7 min read