Blog

Thoughts on the future of Open Data, from the people and teams creating it.

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The EU Data Act Is Already in Effect: What Companies Need to Do Now

The EU Data Act's main obligations are already enforceable. What companies with connected products need to do now to comply and avoid penalties.

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Coco Armstrong

17 Feb 2026 6 min read

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EU Data Act for Connected Product Manufacturers: What You Need to Share and How

What the EU Data Act requires connected product manufacturers to do. Covers data-sharing obligations, technical requirements, and implementation options.

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Coco Armstrong

09 Feb 2026 8 min read

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EU Data Act for Automotive: What OEMs Need to Know About Connected Vehicle Data

How the EU Data Act affects automotive OEMs and fleet operators. Covers vehicle data obligations, telematics sharing, and compliance requirements.

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Coco Armstrong

04 Feb 2026 7 min read

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Building EU Data Act Compliant Data Sharing Infrastructure: A Technical Guide

How to build data-sharing infrastructure that meets EU Data Act requirements. Covers API architecture, consent flows, formats, and security patterns.

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Coco Armstrong

27 Jan 2026 8 min read

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Open Banking in Australia 2026: What's Changed and What's Coming Next

Open banking in Australia in 2026: CDR expansion to non-bank lenders, action initiation, screen scraping ban, energy data, and what businesses should prepare for.

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Coco Armstrong

19 Jan 2026 8 min read

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Why Insurers and Pension Funds Should Be Watching FIDA Right Now

FIDA will require EU insurers, pension funds, and investment firms to share customer data through APIs for the first time. What these institutions need to know — and do — before obligations begin.

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Coco Armstrong

09 Jan 2026 6 min read

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Bank Account Verification with Open Banking APIs

How open banking APIs enable instant bank account verification. Covers identity confirmation, balance checks, account ownership, and integration patterns.

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Coco Armstrong

17 Dec 2025 6 min read

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What Is FIDA? Europe's Open Finance Regulation, Explained

FIDA will require banks, insurers, and pension funds across the EU to share customer financial data through standardised APIs. Here's what it means and why it matters.

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Coco Armstrong

14 Dec 2025 7 min read

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How to Use Transaction Data from Open Banking APIs

A practical guide to accessing and using bank transaction data through open banking APIs. Covers data types, enrichment, use cases, and integration patterns.

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Coco Armstrong

11 Dec 2025 7 min read

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Open Banking for Lending: How Lenders Use Banking APIs for Faster Decisions

How lenders use open banking APIs to speed up loan decisions. Covers income verification, affordability assessment, bank statement analysis, and integration.

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Coco Armstrong

05 Dec 2025 7 min read