Blog
Thoughts on the future of Open Data, from the people and teams creating it.

The EU Data Act Is Already in Effect: What Companies Need to Do Now
The EU Data Act's main obligations are already enforceable. What companies with connected products need to do now to comply and avoid penalties.

Coco Armstrong
17 Feb 2026 6 min read

EU Data Act for Connected Product Manufacturers: What You Need to Share and How
What the EU Data Act requires connected product manufacturers to do. Covers data-sharing obligations, technical requirements, and implementation options.

Coco Armstrong
09 Feb 2026 8 min read

EU Data Act for Automotive: What OEMs Need to Know About Connected Vehicle Data
How the EU Data Act affects automotive OEMs and fleet operators. Covers vehicle data obligations, telematics sharing, and compliance requirements.

Coco Armstrong
04 Feb 2026 7 min read

Building EU Data Act Compliant Data Sharing Infrastructure: A Technical Guide
How to build data-sharing infrastructure that meets EU Data Act requirements. Covers API architecture, consent flows, formats, and security patterns.

Coco Armstrong
27 Jan 2026 8 min read

Open Banking in Australia 2026: What's Changed and What's Coming Next
Open banking in Australia in 2026: CDR expansion to non-bank lenders, action initiation, screen scraping ban, energy data, and what businesses should prepare for.

Coco Armstrong
19 Jan 2026 8 min read

Why Insurers and Pension Funds Should Be Watching FIDA Right Now
FIDA will require EU insurers, pension funds, and investment firms to share customer data through APIs for the first time. What these institutions need to know — and do — before obligations begin.

Coco Armstrong
09 Jan 2026 6 min read

Bank Account Verification with Open Banking APIs
How open banking APIs enable instant bank account verification. Covers identity confirmation, balance checks, account ownership, and integration patterns.

Coco Armstrong
17 Dec 2025 6 min read

What Is FIDA? Europe's Open Finance Regulation, Explained
FIDA will require banks, insurers, and pension funds across the EU to share customer financial data through standardised APIs. Here's what it means and why it matters.

Coco Armstrong
14 Dec 2025 7 min read

How to Use Transaction Data from Open Banking APIs
A practical guide to accessing and using bank transaction data through open banking APIs. Covers data types, enrichment, use cases, and integration patterns.

Coco Armstrong
11 Dec 2025 7 min read

Open Banking for Lending: How Lenders Use Banking APIs for Faster Decisions
How lenders use open banking APIs to speed up loan decisions. Covers income verification, affordability assessment, bank statement analysis, and integration.

Coco Armstrong
05 Dec 2025 7 min read