Blog
Thoughts on the future of Open Data, from the people and teams creating it.

CDR is officially expanding to Non-Bank Lenders by mid-2026. Here's what you need to know about the latest CDR updates.
The Australian Government has announced the publication of the CDR rules for non-bank lenders, making key adjustments to improve efficiency and reduce costs. These changes follow a consultation process that concluded in December last year and are set to take effect from mid-2026. This move has major implications for businesses across the financial sector and beyond.

Fiskil
02 Mar 2025 4 min read

How Is Open Banking Fighting Payment Fraud?
Discover how Open Banking combats payment fraud with secure data sharing, real-time analytics, and advanced authentication to enhance security.

Fiskil
13 Feb 2025 6 min read

The Future of Open Data in Australia: How Businesses Can Leverage Both Financial and Energy Data
This blog explores how businesses in Australia can leverage both financial and energy data under CDR to build smarter, more personalised services and drive innovation.

Coco Armstrong
29 Jan 2025 5 min read

The Open Data Trends Banks & Fintechs Can’t Ignore in 2025
Australia’s open data landscape is evolving—banks and fintechs that leverage CDR expansion, AI-driven insights, and embedded finance will gain a competitive edge in 2025.

Coco Armstrong
19 Jan 2025 3 min read

What Is Open Energy? A Plain English Explainer for Non-Tech Teams
You’ve probably heard the term “Open Energy” come up in meetings, compliance briefings, or strategy documents. But if you’re not sitting in the tech or legal team, the actual mechanics and implications can feel a bit... opaque. So, what *is* Open Energy? And why does it matter for your role in product, innovation, compliance—or even customer experience? Let’s break it down. Plain and simple.

Fiskil
15 Jan 2025 4 min read

US Approves Financial Data Exchange Standards
US approves FDX standards, enhancing Open Banking with secure, streamlined data sharing. Discover the impact on businesses and consumers today.

Fiskil
08 Jan 2025 6 min read

CDR in 2024: A Year in Review
2024 was a pivotal year for CDR, with stricter enforcement, a strategic reset, and the introduction of action initiation—here’s what changed and what’s next for businesses.

Fiskil
19 Dec 2024 4 min read

Leveraging Behavioural Analytics in Open Finance
Unlock the power of behavioural analytics in open finance to personalise services, enhance security, and gain a competitive edge in the financial industry.

Fiskil
17 Dec 2024 5 min read

How Non-Bank Lenders Can Use CDR to Approve Loans Faster and Win More Customers
Non-bank lenders in Australia can use CDR to approve loans faster, personalise offers, and reduce risk — here’s how to turn compliance into a competitive advantage.

Coco Armstrong
16 Dec 2024 2 min read

Four Years of CDR in Australia: How Far We’ve Come and What’s Next
Four years into Australia’s Consumer Data Right, progress has been made, but challenges remain—this review explores what’s worked, what hasn’t, and what’s next for open data.

Coco Armstrong
08 Dec 2024 4 min read