Blog
Thoughts on the future of Open Data, from the people and teams creating it.
What “Covered Products” Really Mean for Non-Bank Lenders Under CDR
A compliance guide for non-bank lenders.
Fiskil
17 Dec 2025 10 min read
CDR for Non-Bank Lenders: A Transformation, Not Just Compliance
July 2026 is closer than it looks. CDR will reshape how non-bank lenders publish, govern and use data, and the leaders will treat the next few months like a product launch. This guide covers the work to do before go-live, the teams to mobilise, what the project feels like in practice, and where the commercial upside sits.
Coco Armstrong
09 Oct 2025 6 min read
Using CDR Data to Streamline Customer Onboarding and KYC
In digital finance, customer onboarding and Know Your Customer (KYC) processes are more than compliance checkboxes, they’re your first impression. But some workflows still require the upload of PDF bank statements... in 2025.
Fiskil
08 Jul 2025 4 min read
Five Years of the CDR: What We've Learned and What’s Next
It’s been five years since Australia officially launched the Consumer Data Right (CDR), and in that time, we’ve witnessed the makings of a modern, open data economy, albeit with a few rain checks and detours. From legislative firsts to sector-wide rollouts and a fresh reset, the journey of CDR has been measured. As we cross the midpoint of 2025, the signs of momentum are becoming clear: legislative clarity, stronger infrastructure, and a wave of real-world use cases are setting the stage for CDR's next phase.
Coco Armstrong
03 Jul 2025 5 min read
6 Questions Every Exec Should Be Asking About CDR
For many execs, the CDR shows up in the form of a legal memo, a technical roadmap, or a regulatory deadline. But here's the thing: **CDR isn't just a compliance mandate - it's a structural shift in how your business will handle, share, and compete with data.** It’s changing customer expectations, unlocking new product models, and redrawing the lines of competition. If you’re only asking “are we compliant?”, you’re asking the wrong question. Here are six high-leverage questions executives should be asking right now to stay ahead of the CDR curve.
Fiskil
27 May 2025 4 min read
The CDR Roadmap for Non-Bank Lenders: What You Need to Do Before 2026
With just over a year to go, now is the time to get ahead. Here’s your roadmap to compliance, and how to turn it into a competitive advantage.
Coco Armstrong
13 Mar 2025 3 min read
The Future of Open Data in Australia: How Businesses Can Leverage Both Financial and Energy Data
This blog explores how businesses in Australia can leverage both financial and energy data under CDR to build smarter, more personalised services and drive innovation.
Coco Armstrong
29 Jan 2025 5 min read
CDR in 2024: A Year in Review
2024 was a pivotal year for CDR, with stricter enforcement, a strategic reset, and the introduction of action initiation—here’s what changed and what’s next for businesses.
Fiskil
19 Dec 2024 4 min read
Four Years of CDR in Australia: How Far We’ve Come and What’s Next
Four years into Australia’s Consumer Data Right, progress has been made, but challenges remain—this review explores what’s worked, what hasn’t, and what’s next for open data.
Coco Armstrong
08 Dec 2024 4 min read
Non-Bank Lending Under Australia's Consumer Data Right: Latest Updates
Australia’s Consumer Data Right (CDR) is expanding to include non-bank lenders—here’s what it means, key compliance timelines, and how Fiskil can help streamline the transition.
Fiskil
27 Nov 2024 3 min read