Blog

Thoughts on the future of Open Data, from the people and teams creating it.

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What's going on with Open Banking regulation in the U.S.?

It's in the headlines every few weeks: it's finalised, it's paused, it's re-written... The CFPB’s Open Banking rule laid out a bold framework: free consumer data access, API-first standards, and tight guardrails on third-party use. Then litigation hit pause, triggering delays and a rework in progress. So how do you plan for what’s next when the rule keeps moving?

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Coco Armstrong

24 Aug 2025 6 min read

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Fiskil to Showcase API-First Data Sharing Solutions for U.S. Banks at Open Banking Expo U.S.

With the uncertainty surrounding the Section 1033 Open Banking Rule, U.S. banks and financial institutions are at a new inflection point: regulation may have paused, but consumer expectations haven’t.

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Coco Armtrong

22 Jun 2025 4 min read

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Fiskil × Finmo: Unlocking Real-Time Financial Visibility through Open Banking

Finmo, the next-gen treasury management platform, has partnered with Fiskil to deliver real-time financial connectivity through Open Banking. This collaboration empowers finance teams with dynamic, multi-bank cash visibility, automated data syncing, and better financial decision-making at scale.

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Coco Armstrong

18 May 2025 5 min read

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Reducing Fraud and Friction: Using Open Banking to Verify Beneficiary and Legal Entity Details

In today’s digital economy, verifying who’s behind the bank account is more critical than ever.

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Fiskil

07 May 2025 4 min read

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Adyen partners with Fiskil to enhance merchant onboarding and account verification

Adyen, the global financial technology platform of choice for leading businesses, has chosen Fiskil as its data-sharing partner to improve the onboarding and account verification experience for merchants in the Australian market. This collaboration will streamline the way businesses connect their financial data, reducing friction and ensuring a seamless, secure process.

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Coco Armstrong

05 May 2025 4 min read

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From Open Banking to Open Everything: The Rise of Cross-Sector Data Sharing

In just a few years, open banking has evolved from a regulatory experiment into a cornerstone of digital finance. But its influence is quickly expanding beyond financial services. Around the world, governments, innovators, and regulators are asking: If open data works for banking, why not apply it to everything? Welcome to the era of cross-sector data sharing, an evolution that’s transforming how consumers access, control, and benefit from their data.

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Fiskil

30 Apr 2025 4 min read

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Understanding the U.S. Open Banking Landscape: What Regulations Apply?

Open banking is gaining global traction, but what does it actually look like in the U.S.? Spoiler: it’s not what you might expect. While Section 1033 of the Dodd-Frank Act sets the foundation, the U.S. still lacks a cohesive regulatory framework. Here’s what’s in place, what’s missing, and how Fiskil is navigating the landscape.

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Fiskil

21 Apr 2025 4 min read

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9 Questions That Separate Data-First Companies from Data-Complicated Ones

If you're swimming in data but still stuck in silos, it's time for a new kind of question.

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Coco Armstrong

14 Apr 2025 4 min read

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10 Ways Open Banking is Fighting Fraud in Financial Services

In an industry built on trust, the stakes are high. Every breach, phishing attack, or unauthorised transaction chips away at consumer confidence. But amid this challenge, open banking is emerging as a powerful defence. Let’s break down how.

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Fiskil

07 Apr 2025 5 min read

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How U.S. Open Banking Compares to the Rest of the World

As open banking accelerates globally, one thing is clear: no two countries are taking the same path. Despite being a global fintech hub, the U.S. remains an outlier in the open banking movement. In this post, we break down how the U.S. approach compares with other leading jurisdictions - including Australia, the U.K., the European Union, and Singapore - and what this means for the future of open finance.

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Fiskil

01 Apr 2025 3 min read