Blog
Thoughts on the future of Open Data, from the people and teams creating it.
Five Years of the CDR: What We've Learned and What’s Next
It’s been five years since Australia officially launched the Consumer Data Right (CDR), and in that time, we’ve witnessed the makings of a modern, open data economy, albeit with a few rain checks and detours. From legislative firsts to sector-wide rollouts and a fresh reset, the journey of CDR has been measured. As we cross the midpoint of 2025, the signs of momentum are becoming clear: legislative clarity, stronger infrastructure, and a wave of real-world use cases are setting the stage for CDR's next phase.
Coco Armstrong
03 Jul 2025 5 min read
Fiskil to Showcase API-First Data Sharing Solutions for U.S. Banks at Open Banking Expo U.S.
With the uncertainty surrounding the Section 1033 Open Banking Rule, U.S. banks and financial institutions are at a new inflection point: regulation may have paused, but consumer expectations haven’t.
Coco Armtrong
22 Jun 2025 4 min read
Data Sovereignty vs Data Portability: Can We Have Both?
The global open data movement is built on a powerful promise: that individuals should control and benefit from the data they generate. That promise is driving open banking, open energy, and open finance initiatives across continents. But as more countries adopt these frameworks, a new tension is emerging - how do we balance the right to portability with the need for sovereignty?
Coco Armstrong
19 Jun 2025 4 min read
The UK's new Data Act is a £10 billion bet on open data
Last week the UK Parliament gave final approval to the Data (Use and Access) Bill, which is now set to receive Royal Assent and become law. The Data Bill reforms the existing UK General Data Protection Regulation (GDPR) and the Privacy and Electronic Communications Regulations (PECR), completing a legislative journey that began in late 2024. The new law will unlock "Smart Data" powers across the UK economy and, crucially, provide the legal scaffolding to move beyond open banking into full-scale open finance.
Coco Armstrong
15 Jun 2025 5 min read
6 Questions Every Exec Should Be Asking About CDR
For many execs, the CDR shows up in the form of a legal memo, a technical roadmap, or a regulatory deadline. But here's the thing: **CDR isn't just a compliance mandate - it's a structural shift in how your business will handle, share, and compete with data.** It’s changing customer expectations, unlocking new product models, and redrawing the lines of competition. If you’re only asking “are we compliant?”, you’re asking the wrong question. Here are six high-leverage questions executives should be asking right now to stay ahead of the CDR curve.
Fiskil
27 May 2025 4 min read
Fiskil × Finmo: Unlocking Real-Time Financial Visibility through Open Banking
Finmo, the next-gen treasury management platform, has partnered with Fiskil to deliver real-time financial connectivity through Open Banking. This collaboration empowers finance teams with dynamic, multi-bank cash visibility, automated data syncing, and better financial decision-making at scale.
Coco Armstrong
18 May 2025 5 min read
The Business Case for Outsourcing Your Open Banking Infrastructure
Open banking is reshaping the global financial landscape, offering unprecedented opportunities for innovation, competition, and consumer empowerment. But while the vision is compelling, the reality of building and maintaining compliant, high-performing open banking infrastructure is a different story altogether. For many banks, fintechs, and data recipients, outsourcing their open banking infrastructure isn’t just a technical decision, it’s a strategic one. Let’s explore why.
Fiskil
14 May 2025 4 min read
Reducing Fraud and Friction: Using Open Banking to Verify Beneficiary and Legal Entity Details
In today’s digital economy, verifying who’s behind the bank account is more critical than ever.
Fiskil
07 May 2025 4 min read
Adyen partners with Fiskil to enhance merchant onboarding and account verification
Adyen, the global financial technology platform of choice for leading businesses, has chosen Fiskil as its data-sharing partner to improve the onboarding and account verification experience for merchants in the Australian market. This collaboration will streamline the way businesses connect their financial data, reducing friction and ensuring a seamless, secure process.
Coco Armstrong
05 May 2025 4 min read
From Open Banking to Open Everything: The Rise of Cross-Sector Data Sharing
In just a few years, open banking has evolved from a regulatory experiment into a cornerstone of digital finance. But its influence is quickly expanding beyond financial services. Around the world, governments, innovators, and regulators are asking: If open data works for banking, why not apply it to everything? Welcome to the era of cross-sector data sharing, an evolution that’s transforming how consumers access, control, and benefit from their data.
Fiskil
30 Apr 2025 4 min read