Blog
Thoughts on the future of Open Data, from the people and teams creating it.
Getting Started with Open Banking APIs: A Developer Guide
A developer guide to integrating open banking APIs. Covers authentication, consent flows, key endpoints, data models, and quick start patterns.
Coco Armstrong
27 Nov 2025 8 min read
PSD2 Was Just the Beginning: How FIDA Expands Open Banking to All of Finance
PSD2 opened payment accounts. FIDA opens everything else — mortgages, insurance, pensions, investments, and crypto. Here's how European open finance is evolving.
Coco Armstrong
19 Nov 2025 7 min read
What Is an Open Banking Data Provider Platform?
What an open banking data provider platform does, who needs one, and what capabilities to look for. A guide for banks and financial institutions.
Coco Armstrong
19 Nov 2025 7 min read
How Banks Can Monetize Open Banking Data Sharing
How financial institutions can turn open banking from a compliance cost into a revenue opportunity. Covers monetization models, premium APIs, and strategy.
Coco Armstrong
13 Nov 2025 7 min read
Consent Management for Open Banking: How Data Providers Handle Consumer Authorisation
How consent management works in open banking for data providers. Covers consent flows, lifecycle management, dashboards, and implementation patterns.
Coco Armstrong
06 Nov 2025 7 min read
How to Implement Open Banking as a Data Provider: A Technical Guide
A step-by-step guide for financial institutions implementing open banking as a data provider. Covers architecture, integration, testing, and go-live.
Coco Armstrong
29 Oct 2025 8 min read
Using CDR Data to Streamline Customer Onboarding and KYC
In digital finance, customer onboarding and Know Your Customer (KYC) processes are more than compliance checkboxes, they’re your first impression. But some workflows still require the upload of PDF bank statements... in 2025.
Fiskil
08 Jul 2025 4 min read
Data Sovereignty vs Data Portability: Can We Have Both?
The global open data movement is built on a powerful promise: that individuals should control and benefit from the data they generate. That promise is driving open banking, open energy, and open finance initiatives across continents. But as more countries adopt these frameworks, a new tension is emerging - how do we balance the right to portability with the need for sovereignty?
Coco Armstrong
19 Jun 2025 4 min read
The CDR Roadmap for Non-Bank Lenders: What You Need to Do Before 2026
With just over a year to go, now is the time to get ahead. Here’s your roadmap to compliance, and how to turn it into a competitive advantage.
Coco Armstrong
13 Mar 2025 3 min read
The Open Data Trends Banks & Fintechs Can’t Ignore in 2025
Australia’s open data landscape is evolving—banks and fintechs that leverage CDR expansion, AI-driven insights, and embedded finance will gain a competitive edge in 2025.
Coco Armstrong
19 Jan 2025 3 min read