Wed, 02 Apr 2025

How Fiskil Helps Global Platforms Build CDR-Compliant Products in Australia

For global fintechs, SaaS platforms, and embedded finance providers, Australia’s Consumer Data Right (CDR) offers a rich opportunity to access real-time financial and energy data—with consumer consent. But compliance requirements can be complex and time-consuming.

That’s where Fiskil comes in. As a registered Accredited Data Recipient (ADR), Fiskil provides the tools, APIs, and infrastructure you need to build CDR-compliant products quickly and securely.

The Opportunity: Build with CDR in Australia

The CDR framework enables businesses to:

Access customer banking and energy data in real time
Offer personalised financial insights
Automate payment flows and provider switching
Deliver embedded finance experiences

But only accredited entities—or those operating under a CDR Representative model—can access this data. Fiskil simplifies both routes.

Learn more at cdr.gov.au.

Fiskil: A Global Gateway to CDR Compliance

1. Operate as a CDR Representative

Global businesses can launch quickly in Australia using the CDR Representative model, where Fiskil acts as your sponsoring ADR.

Benefits include:

No need for local entity setup
Skip the complex accreditation process
Start building and accessing data in weeks, not months

2. Use Our Unified CDR API

Our platform provides access to 140+ Australian data sources, including banks, credit unions, and energy providers.

Real-time financial and energy data
RESTful API with full documentation
Built-in support for consent and identity

3. Meet Privacy and Security Standards

Fiskil handles the heavy lifting on compliance:

Accredited by the ACCC
Aligned with OAIC privacy rules
Implements FAPI-compliant security protocols

Who We Help

Fintechs building credit, lending, and PFM tools
BNPL and embedded finance apps launching in Australia
Energy switching platforms needing access to consumption data
Open banking aggregators expanding across regions

Example Use Cases

Lending Platform

Use CDR data to instantly verify income, transaction history, and liabilities—improving credit decisions and onboarding speed.

Budgeting App

Pull transaction and balance data to build real-time budgeting insights and financial wellness tools.

Energy Marketplace

Access usage and plan data to recommend better energy deals and automate provider switching.

Get Started with Fiskil

Whether you’re launching your first Australian product or scaling regionally, Fiskil helps you:

Integrate with one secure CDR API
Go live without accreditation delays
Build compliant, customer-friendly services

Contact us to start building with CDR today.

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