How Fiskil Helps Global Platforms Build CDR-Compliant Products in Australia
For global fintechs, SaaS platforms, and embedded finance providers, Australia’s Consumer Data Right (CDR) offers a rich opportunity to access real-time financial and energy data—with consumer consent. But compliance requirements can be complex and time-consuming.
That’s where Fiskil comes in. As a registered Accredited Data Recipient (ADR), Fiskil provides the tools, APIs, and infrastructure you need to build CDR-compliant products quickly and securely.
The Opportunity: Build with CDR in Australia
The CDR framework enables businesses to:
- Access customer banking and energy data in real time
- Offer personalised financial insights
- Automate payment flows and provider switching
- Deliver embedded finance experiences
But only accredited entities—or those operating under a CDR Representative model—can access this data. Fiskil simplifies both routes.
Learn more at cdr.gov.au.
Fiskil: A Global Gateway to CDR Compliance
1. Operate as a CDR Representative
Global businesses can launch quickly in Australia using the CDR Representative model, where Fiskil acts as your sponsoring ADR.
Benefits include:
- No need for local entity setup
- Skip the complex accreditation process
- Start building and accessing data in weeks, not months
2. Use Our Unified CDR API
Our platform provides access to 140+ Australian data sources, including banks, credit unions, and energy providers.
- Real-time financial and energy data
- RESTful API with full documentation
- Built-in support for consent and identity
3. Meet Privacy and Security Standards
Fiskil handles the heavy lifting on compliance:
- Accredited by the ACCC
- Aligned with OAIC privacy rules
- Implements FAPI-compliant security protocols
Who We Help
- Fintechs building credit, lending, and PFM tools
- BNPL and embedded finance apps launching in Australia
- Energy switching platforms needing access to consumption data
- Open banking aggregators expanding across regions
Example Use Cases
Lending Platform
Use CDR data to instantly verify income, transaction history, and liabilities—improving credit decisions and onboarding speed.
Budgeting App
Pull transaction and balance data to build real-time budgeting insights and financial wellness tools.
Energy Marketplace
Access usage and plan data to recommend better energy deals and automate provider switching.
Get Started with Fiskil
Whether you’re launching your first Australian product or scaling regionally, Fiskil helps you:
- Integrate with one secure CDR API
- Go live without accreditation delays
- Build compliant, customer-friendly services
Contact us to start building with CDR today.